A wife and mother of two who was a Luftman, Heck & Associates debt consolidation client became overextended with student loan debt when she lost the income from her babysitting job. The woman had a $23,000 private student loan through RBS/Citizens Bank. The bank sent the loan to collections when it became past due, and the woman started experiencing harassing phone calls. She decided to talk to Attorney Jeremiah Heck, Read More
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A married couple was leading a successful life earning more than $100,000 per year. But when hit with a 30 percent pay cut, they quickly became overwhelmed. Debts that previously were manageable became burdensome now that they were earning significantly less money. Together, they had more than $100,000 in credit card debt. They wanted to avoid bankruptcy and the toll that would take on their lives, but they needed to Read More
A mother who had successfully undergone a debt consolidation with the help of Luftman, Heck & Associates was worried when she saw her son fall into financial turmoil. She pleaded with him to take a step toward solving his debt problems by calling LHA to learn about all of his options. The son called Attorney Jeremiah Heck and explained that he was out of work for six months. He was Read More
Ohio debtor defense attorney Jeremiah Heck helped a marketing salesman to settle an alleged $13,500 debt for less than 25 percent of the balance owed. The salesman was sued in the Franklin County Municipal Court by Midland Funding, a company that buys unpaid debts and then aggressively attempts to collect them. The company previously had harassed the salesman with multiple phone calls and rude conduct. The suit claimed that he Read More
After more than two years of litigation, Ohio consumer law attorney Jeremiah Heck settled a lawsuit against a debt settlement company over violations of the Fair Credit Reporting Act. At the heart of the suit was a conspiracy between multiple companies to access a man’s credit report in ways that aren’t permitted. They did so for the purpose of trying to market debt settlement services to him. Heck and his Read More