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Student Debt

Contact us today!In this blog, we publish articles and stories that we believe you may find useful and pertinent to the areas of debt management, bankruptcy, debt collections, foreclosure, and creditor harassment. If you have any topic suggestions or ideas for articles that you would like to learn more about, please feel free to send us an email at advice@ohiodebthelp.com.

Is Student Loan Discharge in Bankruptcy Possible?

You’ve probably resigned yourself to paying your student loans for decades. No matter how bad your financial situation, you know they aren’t going away. Bankruptcy can help with a credit card, medical, mortgage, and other debts, but not with student loans. Historically, private and federal student loans can’t be canceled by bankruptcy. That could all be changing, though. A few court decisions have recently made it clear that there are Read More

7 Ways Millennials Can Deal with Debt

If you’re a millennial dealing with debt, you are definitely not alone. The average millennial has some type of debt that prevents them from saving for the future. If you’re in debt, there’s a good chance you’re delaying many important life milestones like getting married or buying a house because you simply can’t afford them. The good news for millennials is there are strategies for dealing with debt to improve Read More

Ohio School Closing: Student Loan & Financial Options

Cincinnati Christian University has announced that they intend to cease offering accredited academic programs after the Fall 2019 semester. As a result, many Ohio students are left in a scramble to understand their options. The decision to pursue a degree is a substantial investment of time and money, and the abrupt closure of an academic institution has lasting effects on the lives of those currently enrolled or recently withdrawn. A Read More

How to Stop Student Loan Wage Garnishment?

Wage garnishment on a student loan puts you in a seemingly hopeless position. You work hard to earn a living, but you can never seem to get ahead. While you expect your income to cover life’s essentials, a portion is applied to past due student loans before you ever see it. If you can’t pay your current bills, the vicious cycle may continue well into your future. Fortunately, there are Read More

Federal Student Loan Relief Due to Fraud

The national student debt has become one of the most pressing economic issues of our time. Reaching almost $1 trillion, the amount of student debt in America will continue to increase as colleges continually raise their tuitions, and more and more people go to college. The sad reality is that many people struggle to pay back their loans after school. Fortunately, some students can avoid paying back the full amount Read More

New Law Could Affect How You Pay for College

Last December, federal lawmakers began to debate the PROSPER Act, a bill that would overhaul the federal financial aid system and cut Obama-era red tape targeting for-profit colleges. According to the bill’s sponsor, the republican Chairwoman of the Committee on Education and the Workforce, Virginia Foxx, “we cannot allow the status quo to continue.” Among other things, the PROSPER act aims to make it easier for people to engage in Read More