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Home / Legal Blog / Debt Settlement Agreement Reduces Client’s Balance to 25% of Alleged Amount

Consumer Law Blog

Debt Settlement Agreement Reduces Client’s Balance to 25% of Alleged Amount

Jeremiah E. Heck

Written By:
Jeremy Heck

Date Posted:
05.24.2014

Category:
2014, Case Results, Debt Settlement, Debtor Defense

We recently represented a marketing salesman in Franklin County Municipal Court. His case pertained to $13,500 and he had been harassed by Midland Funding, a debt buyer, in several ways – multiple rude phone calls and improper conduct. We were able to settle this case out of court.

Our defense focused on the following:

  • Midland Funding did not have the proper documentation to prove that it owned the account,
  • The original creditor could have transferred the account into a trust, which was used for collateral for certain securities, and
  • Midland Funding lacked the proper documentation about the alleged balance

We filed motions and responses that led to two hearings by Court, and the case resulted in a debt settlement agreement. The case was resolved for less than 25% of the alleged balance payable in monthly installments over 24 months.

Prior results do not guarantee a similar outcome in your case. Individual results may vary based on the facts, injuries, jurisdiction, venue, witnesses, parties, and other factors. The results and client testimonials provided are not necessarily representative of the results obtained by all clients or their satisfaction with the firm’s services.

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